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Tweet While the cost of “sitting on the fence” is debatable, certain facts are undisputable… The Federal Housing Administration (FHA) recently increased the cost of mortgage insurance (10/04/2010)and Congress has given FHA the authority to increase mortgage insurance premiums even further. The increases that went into effect on October 4, 2010 will cost the borrower [...]
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Learn how to use the $8,000 first-time home buyer to purchase your house using CHAF’s JumpStart program.
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Tweet Buckle your seatbelt and grab somebody who has been down this road before because it just got a lot more difficult to buy an attached dwelling in Denver. Loans on condos in Denver have fallen under stricter guidelines and mortgage insurance companies have set a maximum loan-to-value ratio of 90% on conventional loans. If [...]
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Tweet Fannie Mae & Freddie Mac are introducing new pricing for investment purchases. This will incur, either more money to close, or approximately 0.25% higher rates for your investment buyers. Loan to value of 75% or less will have a 1.5% discount point Loan to value of 75.01% to 80% will have a 2% discount [...]
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Tweet It’s not too late for a struggling home owner to turn a bleak mortgage situation around. Borrowers across the nation have been hit hard and a huge chunk of them aren’t able to pay up when the monthly mortgage bill comes. I have clients looking to purchase their first home in Denver county and [...]
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Tweet It’s a question that makes some people sweat and others beam with accomplishment. A person’s FICO is becoming more and more important these days with the tightening reigns on the mortgage industry it’s getting more difficult for people with (uh-hum) poor FICO scores to obtain a home loan. But really what does that mean?? [...]
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The Berkshire Group Realtors
3801 E. Florida Ave., Suite 400
Denver, Colorado 80210
Vali Wimberly 720-273-1969 Direct
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